Columbia Union Revolving Fund

Notice for Noteholders/Borrowers:


As we are still here making ministry possible, if you need to conduct business with us, please call and make an appointment with one of the CURF staff members, as we are meeting with individuals by appointment only. For the safety of all our employees you will be required to wear a mask and complete a health questionnaire upon arrival.
We continue to be accessible via email ( or you can call us at 866-721-CURF (2873).
Our normal office hours have resumed:
Monday-Thursday, 9:30 a.m. to 4:30 p.m.
Thank you for your understanding during these times and may God continue to be with you and your families.


How We Serve

The Columbia Union Revolving Fund (CURF) is a separate, nonprofit corporation affiliated with the Columbia Union Conference. CURF shares the Seventh-day Adventist gospel mission and advances this mission through cost-effective financing for churches, schools, conferences, and other denominational entities within the eight-state territory served by the Columbia Union. Over the last five years, CURF approved some 279 loans totaling over $101.5 million.

CURF makes loans to Seventh-day Adventist affiliated churches, schools and other denominational institutions located within the Columbia Union territory for the purpose of construction, acquisition, renovation and other capital improvement projects, or to satisfy temporary operating capital requirements. The Revolving Fund raises the funds used in making those loans by selling Demand Promissory Notes only to members and organizations of the Seventh-day Adventist Church who reside in the states and jurisdictions comprising the Columbia Union territory.

CURF is not offering notes, and will not sell notes, to residents of any state other than Maryland, Pennsylvania, Ohio, Delaware, Virginia, New Jersey, West Virginia, and the District of Columbia (the “Territory”).  The posting of information on this website does not constitute an offer to sell nor a solicitation of an offer to buy any securities.  No sales of notes shall be made in any state until the offering has been registered and declared effective, or the sales are exempt from registration, and an offering circular has been delivered to the investor prior to such sale.

Candace NurseAbout H. Candace Nurse

H. Candace Nurse started working with the Columbia Union Revolving Fund (CURF) on April 1, 2018. She started her ministry as an intern with the South Central Conference of Seventh-Day Adventists as an auditor. It was the exposure there that opened her mind to the blessed work within the church. At the end of that Summer, an opportunity opened up for her to become a Business Intern at Allegheny West Conference of Seventh-Day Adventists (AWC). Since her start there in 2007, she has served as Human Resource Director and Assistant Treasurer, and served as the Chief Financial Officer. Candace attended the prestigious Oakwood College (now Oakwood University) and graduated with a B.S. in Accounting and a B.B.A in Healthcare Administration and also holds an MBA degree with a concentration in Human Resource.

Getting in Touch

Columbia Union Revolving Fund

Telephone: (866) 721-CURF (2873) or (410) 715-0328

Union Associate Treasurer and Secretary/Treasurer of CURF: H. Candace Nurse
Office: ext. 590

Assistant Treasurer: Peggy Jean Lee
Office: ext. 591


Assistant Treasurer: Jamie Timon 
Office: ext. 593


Senior Accountant: D. Lorena Bustamante 
Office: ext. 589


Administrative Assistant & Senior Accounting Clerk: Gloria Holland
Office: ext. 592


Administrative Assistant & Accounting Clerk: Peris Ochola
Office: ext. 594